.form-wrap {
    /*display: grid;
    grid-template-columns: 1fr;
    grid-gap: 0 2rem;
    justify-content: space-between;*/
    max-width: 570px;
    margin: 0 auto;
    padding: 0 .875rem;
}

.form-app {
    display: flex;
    flex-flow: wrap;
    justify-content: space-between;
    grid-gap: 0 1rem;
}

    .form-app h3 {
        margin: 20px 0;
        font-weight: 600;
        font-size: 24px;
        color: #53585E;
        text-transform: uppercase;
    }

.form-item {
    display: flex;
    flex-direction: column;
    margin: 1rem 0;
    width: 100%;
}

    .form-item:first-of-type {
        margin-top: 0;
    }

    .form-item:last-of-type {
        margin-bottom: 0;
    }

    .form-item.lg {
        width: 72%;
    }

    .form-item.md {
        width: 100%;
    }

    .form-item.sm {
        width: 23%;
    }

    .form-item.zip input {
        width: 47%;
    }

    .form-item.chk {
        margin-top: 2rem;
    }

        .form-item.chk input {
            width: 20px;
            height: 20px;
            margin: 0;
        }

.chk-wrap {
    display: grid;
    grid-template-columns: 1fr 1fr;
    max-width: 165px;
    padding-left: .8rem;
    margin: 1rem 0
}

    .chk-wrap .question {
        display: flex;
        align-items: center;
    }

        .chk-wrap .question label {
            padding-left: 7px;
            padding-top: 4px;
        }

form input,
form select {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    height: 50px;
    padding: 0 .8rem;
    border: 1px solid rgba(35,35,36,.3);
    border-radius: 5px;
    color: #232324;
    font-size: 18px;
}

    form input:focus,
    form select:focus {
        outline: 0;
        border: 1px solid #0056D6;
    }

form label {
    color: rgba(35,35,36,.7);
    font-weight: 600;
    font-size: 14px;
    padding-left: .8rem;
}

.field-validation-error {
    margin-top: 5px;
    font-size: 12px;
    color: #DE0000;
    padding-left: .8rem;
}

.form-item.disclaimer {
    margin: 0 0 1rem;
    display: flex;
    flex-direction: row;
    padding: 1rem 0 0;
    line-height: 1.2;
    text-align: left;
}

    .form-item.disclaimer:last-of-type {
        margin-bottom: 0;
    }

input[type="checkbox"] {
    width: 1em;
    height: 1em;
    flex-shrink: 0;
    margin-top: 0;
}

.disclaimer label {
    padding-left: .5rem;
    font-size: 12px;
}

button {
    font-size: 18px;
    text-decoration: none;
    text-transform: uppercase;
    font-weight: 500;
    width: 100%;
    padding: 3px 1rem 0;
    background-color: #3b4337;
    border: none;
    color: #FFF;
    border-radius: 5px;
    display: flex;
    text-align: center;
    align-items: center;
    justify-content: center;
    height: 64px;
    letter-spacing: 2px;
    transition: all .2s linear;
    outline: none;
}

    button:hover {
        background-color: #cfa64e;
        cursor: pointer;
        text-decoration: none;
    }

.card-comp {
    text-align: center;
}

    .card-comp > div {
        margin-top: 2.5rem;
    }

    .card-comp .card-img {
        margin-bottom: 1rem;
        width: 300px;
    }

    .card-comp p {
        margin: .25rem auto 0;
        padding: 0 1rem;
        font-size: 14px;
        max-width: 300px;
    }

    .card-comp div:first-of-type p {
        max-width: 100%;
    }

    .card-comp h4 {
        margin: 1rem auto 0;
        text-transform: uppercase;
        font-size: 1rem;
        font-weight: bold;
        max-width: 260px;
    }

.card-comp__rewards {
    margin: 1.5rem 0;
}

    .card-comp__rewards a {
        text-transform: uppercase;
        font-size: .875rem;
        font-weight: bold;
        margin-top: 1.5rem;
        display: block;
    }

    .card-comp__rewards p {
        text-transform: uppercase;
        font-size: 1.5rem;
        line-height: 1.1;
        font-weight: bold;
    }

        .card-comp__rewards p:nth-child(odd) {
            color: #a15a2e;
        }

.card-comp__apps {
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: .5rem;
}

.card-comp__apps img {
    margin: 1rem;
}

.monthly-bills {
    margin-bottom: 2rem;
}

.bill-items {
    padding-left: 1.25rem;
}

    .bill-items div {
        display: flex;
        flex-direction: row;
        padding: 1rem 0 0;
        line-height: 1.2;
        text-align: left;
    }

#howPayOtherText {
    margin: 1rem 0 0;
}

@media (min-width: 600px) {
    .form-item.md {
        width: 47%;
    }
}

@media (min-width: 768px) {
    button {
        width: 190px;
    }

    /*.form-wrap {
        grid-template-columns: 1fr .75fr;
    }*/
}

/*@media (min-width: 875px) {
    .form-wrap {
        grid-gap: 0 6rem;
    }
}

@media (min-width: 1024px) {
    .form-wrap {
        grid-gap: 0 10rem;
    }
}*/